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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $22,539 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $16,592 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,027 | $91,424-48.6% | $135,942-65.4% | $71,495-34.2% |
| Participation rate | 88.9% | 75.7%+13.2pp | 81.9%+7.0pp | 67.9%+21.0pp |
| Annual return | 16.13% | 29.90%-13.8pp | 68.28%-52.1pp | 28.85%-12.7pp |
| Employer contribution / active EE | $2,475 | $3,704-33.2% | $4,858-49.1% | $2,589-4.4% |
| Participant deferral / active EE | $4,952 | $7,092-30.2% | $7,759-36.2% | $4,291+15.4% |
| Admin fee / account holder | $217 | $1,266-82.8% | $10,764-98.0% | $1,588-86.3% |