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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,211 | $93,589-77.3% | $135,942-84.4% | $75,181-71.8% |
| Participation rate | 89.3% | 75.2%+14.1pp | 81.9%+7.4pp | 67.2%+22.1pp |
| Annual return | 25.32% | 30.90%-5.6pp | 68.28%-43.0pp | 160.69%-135.4pp |
| Employer contribution / active EE | $2,352 | $3,537-33.5% | $4,858-51.6% | $2,671-11.9% |
| Participant deferral / active EE | $6,299 | $6,405-1.7% | $7,759-18.8% | $4,126+52.7% |
| Admin fee / account holder | $314 | $6,977-95.5% | $10,764-97.1% | $5,650-94.4% |