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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,861 | $118,496-84.9% | $98,461-81.9% | $139,466-87.2% |
| Participation rate | 81.8% | 77.5%+4.4pp | 75.2%+6.6pp | 80.3%+1.5pp |
| Annual return | 21.70% | 18.96%+2.7pp | 21.17%+0.5pp | 373.66%-352.0pp |
| Employer contribution / active EE | $1,014 | $3,611-71.9% | $3,049-66.7% | $4,754-78.7% |
| Participant deferral / active EE | $2,405 | $5,393-55.4% | $4,738-49.2% | $6,712-64.2% |
| Admin fee / account holder | $644 | $14,056-95.4% | $8,961-92.8% | $11,409-94.4% |