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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,173 | $138,102-95.5% | $125,381-95.1% | $134,532-95.4% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -19.45% | 750.73%-770.2pp | 572.31%-591.8pp | 418.27%-437.7pp |
| Employer contribution / active EE | $5,921 | $5,245+12.9% | $4,815+23.0% | $4,741+24.9% |
| Participant deferral / active EE | $5,796 | $7,801-25.7% | $7,448-22.2% | $6,401-9.5% |
| Admin fee / account holder | $5,122 | $11,568-55.7% | $10,007-48.8% | $11,429-55.2% |