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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,219 | $185,883-89.1% | $170,043-88.1% | $139,466-85.5% |
| Participation rate | 80.0% | 87.8%-7.8pp | 87.0%-7.0pp | 80.3%-0.3pp |
| Annual return | 17.64% | 60.54%-42.9pp | 53.40%-35.8pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,145 | $7,596-84.9% | $6,790-83.1% | $4,754-75.9% |
| Participant deferral / active EE | $3,177 | $11,626-72.7% | $10,410-69.5% | $6,712-52.7% |
| Admin fee / account holder | $303 | $15,393-98.0% | $12,824-97.6% | $11,409-97.3% |