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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,329 | $96,678-86.2% | $86,640-84.6% | $139,466-90.4% |
| Participation rate | 88.9% | 74.4%+14.5pp | 71.7%+17.2pp | 80.3%+8.6pp |
| Annual return | 8.22% | 106.69%-98.5pp | 592.52%-584.3pp | 373.66%-365.4pp |
| Employer contribution / active EE | $1,184 | $3,265-63.7% | $3,024-60.9% | $4,754-75.1% |
| Participant deferral / active EE | $1,381 | $4,837-71.4% | $4,438-68.9% | $6,712-79.4% |
| Admin fee / account holder | $315 | $6,410-95.1% | $5,616-94.4% | $11,409-97.2% |