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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,101 | $154,228-36.4% | $145,433-32.5% | $137,256-28.5% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 14.04% | 74.59%-60.6pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $2,321 | $4,804-51.7% | $4,554-49.0% | $4,156-44.1% |
| Participant deferral / active EE | $11,012 | $8,216+34.0% | $7,897+39.4% | $6,407+71.9% |
| Admin fee / account holder | $17,881 | $14,344+24.7% | $13,129+36.2% | $12,270+45.7% |