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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,910 | $160,040-47.6% | $147,096-43.0% | $145,877-42.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 12.40% | 98.49%-86.1pp | 419.75%-407.3pp | 551.28%-538.9pp |
| Employer contribution / active EE | $3,006 | $5,289-43.2% | $4,936-39.1% | $4,663-35.5% |
| Participant deferral / active EE | $13,356 | $8,429+58.5% | $8,071+65.5% | $6,691+99.6% |
| Admin fee / account holder | $2,912 | $15,050-80.7% | $13,005-77.6% | $13,402-78.3% |