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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,080 | $165,381-34.6% | $149,730-27.8% | $158,966-32.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.34% | 348.29%-325.0pp | 276.70%-253.4pp | 302.95%-279.6pp |
| Employer contribution / active EE | $11,056 | $5,104+116.6% | $4,645+138.0% | $4,762+132.2% |
| Participant deferral / active EE | $11,349 | $7,182+58.0% | $6,843+65.9% | $5,983+89.7% |
| Admin fee / account holder | $900 | $10,809-91.7% | $9,310-90.3% | $11,250-92.0% |