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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,649 | $56,339-4.8% | $104,301-48.6% | $68,495-21.7% |
| Participation rate | 79.5% | 63.3%+16.2pp | 73.3%+6.2pp | 67.9%+11.6pp |
| Annual return | -19.61% | -9.19%-10.4pp | 24.61%-44.2pp | -7.84%-11.8pp |
| Employer contribution / active EE | $4,464 | $1,960+127.8% | $3,373+32.4% | $2,596+71.9% |
| Participant deferral / active EE | $10,136 | $3,077+229.4% | $4,626+119.1% | $4,028+151.7% |
| Admin fee / account holder | $2,985 | $4,902-39.1% | $7,340-59.3% | $5,403-44.8% |