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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,737 | $138,102-89.3% | $125,381-88.2% | $134,532-89.0% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -17.74% | 750.73%-768.5pp | 572.31%-590.0pp | 418.27%-436.0pp |
| Employer contribution / active EE | $1,757 | $5,245-66.5% | $4,815-63.5% | $4,741-62.9% |
| Participant deferral / active EE | $3,260 | $7,801-58.2% | $7,448-56.2% | $6,401-49.1% |
| Admin fee / account holder | $2,083 | $11,568-82.0% | $10,007-79.2% | $11,429-81.8% |