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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,319 | $138,078-76.6% | $125,363-74.2% | $134,509-76.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.29% | 750.49%-774.8pp | 572.15%-596.4pp | 418.13%-442.4pp |
| Employer contribution / active EE | $9,213 | $5,245+75.7% | $4,815+91.3% | $4,741+94.3% |
| Participant deferral / active EE | $13,750 | $7,800+76.3% | $7,447+84.6% | $6,400+114.8% |
| Admin fee / account holder | $1,812 | $11,566-84.3% | $10,005-81.9% | $11,427-84.1% |