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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,136 | $81,763-96.2% | $58,561-94.6% | $139,466-97.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 26.92% | 7427.77%-7400.9pp | 4251.33%-4224.4pp | 373.66%-346.7pp |
| Employer contribution / active EE | $947 | $1,398-32.2% | $1,053-10.1% | $4,754-80.1% |
| Participant deferral / active EE | $1,035 | $2,555-59.5% | $1,923-46.2% | $6,712-84.6% |
| Admin fee / account holder | $585 | $3,273-82.1% | $2,520-76.8% | $11,409-94.9% |