Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $4,630 |
ADP BROKER-DEALER5 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 49 2000 WESTCHESTER AVE · LAFAYETTE, LA 70508 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,553 | $102,197-56.4% | $142,516-68.7% | $74,460-40.2% |
| Participation rate | 35.0% | 79.8%-44.8pp | 76.8%-41.8pp | 70.7%-35.7pp |
| Annual return | 27.04% | 19.73%+7.3pp | 19.99%+7.1pp | 34.38%-7.3pp |
| Employer contribution / active EE | $3 | $5,052-99.9% | $4,849-99.9% | $2,638-99.9% |
| Participant deferral / active EE | $4,102 | $6,304-34.9% | $6,280-34.7% | $4,530-9.5% |
| Admin fee / account holder | $28 | $186-84.7% | $10,008-99.7% | $348-91.8% |