Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,507 | $165,381+152.5% | $149,730+178.8% | $158,966+162.6% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 4.04% | 348.29%-344.3pp | 276.70%-272.7pp | 302.95%-298.9pp |
| Employer contribution / active EE | $1,572 | $5,104-69.2% | $4,645-66.2% | $4,762-67.0% |
| Participant deferral / active EE | $13,232 | $7,182+84.2% | $6,843+93.4% | $5,983+121.2% |
| Admin fee / account holder | $21,908 | $10,809+102.7% | $9,310+135.3% | $11,250+94.7% |