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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,688 | $46,697-10.7% | $117,529-64.5% | $68,490-39.1% |
| Participation rate | 76.0% | 56.8%+19.2pp | 70.6%+5.4pp | 67.9%+8.1pp |
| Annual return | -22.07% | -14.52%-7.6pp | 29.77%-51.8pp | -7.85%-14.2pp |
| Employer contribution / active EE | $3,328 | $1,506+121.1% | $4,179-20.4% | $2,597+28.2% |
| Participant deferral / active EE | $9,251 | $2,637+250.7% | $4,072+127.2% | $4,028+129.7% |
| Admin fee / account holder | $6,476 | $4,023+61.0% | $5,645+14.7% | $5,403+19.9% |