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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,981 | $176,688-92.7% | $130,660-90.1% | $152,909-91.5% |
| Participation rate | 87.5% | 79.0%+8.5pp | 71.7%+15.8pp | 82.5%+5.0pp |
| Annual return | 0.00% | 2693.08%-2693.1pp | 1709.29%-1709.3pp | 345.46%-345.5pp |
| Employer contribution / active EE | $4,218 | $5,743-26.6% | $4,092+3.1% | $4,764-11.5% |
| Participant deferral / active EE | $8,734 | $4,362+100.2% | $3,603+142.4% | $5,851+49.3% |
| Admin fee / account holder | $2,814 | $7,131-60.5% | $5,463-48.5% | $11,601-75.7% |