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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,537 | $201,344-62.5% | $184,243-59.0% | $145,877-48.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.88% | 29.01%-11.1pp | 28.82%-10.9pp | 551.28%-533.4pp |
| Employer contribution / active EE | $2,399 | $7,022-65.8% | $6,427-62.7% | $4,663-48.6% |
| Participant deferral / active EE | $5,109 | $9,807-47.9% | $9,132-44.1% | $6,691-23.6% |
| Admin fee / account holder | $1,696 | $16,382-89.6% | $13,914-87.8% | $13,402-87.3% |