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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,712 | $185,883-69.0% | $170,043-66.1% | $139,466-58.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 27.80% | 60.54%-32.7pp | 53.40%-25.6pp | 373.66%-345.9pp |
| Employer contribution / active EE | $2,121 | $7,596-72.1% | $6,790-68.8% | $4,754-55.4% |
| Participant deferral / active EE | $4,586 | $11,626-60.6% | $10,410-56.0% | $6,712-31.7% |
| Admin fee / account holder | $1,380 | $15,393-91.0% | $12,824-89.2% | $11,409-87.9% |