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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,859 | $134,001-72.5% | $112,258-67.2% | $134,509-72.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -37.00% | 47.15%-84.2pp | 27.47%-64.5pp | 418.13%-455.1pp |
| Employer contribution / active EE | $14,715 | $4,039+264.3% | $3,636+304.7% | $4,741+210.4% |
| Participant deferral / active EE | $14,133 | $5,291+167.1% | $4,728+198.9% | $6,400+120.8% |
| Admin fee / account holder | $337 | $7,491-95.5% | $6,411-94.7% | $11,427-97.1% |