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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,525 | $148,582-27.0% | $135,942-20.2% | $139,456-22.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 25.06% | 79.26%-54.2pp | 68.28%-43.2pp | 373.45%-348.4pp |
| Employer contribution / active EE | $4,404 | $5,245-16.0% | $4,858-9.3% | $4,753-7.3% |
| Participant deferral / active EE | $15,078 | $8,101+86.1% | $7,759+94.3% | $6,711+124.7% |
| Admin fee / account holder | $2,275 | $12,402-81.7% | $10,764-78.9% | $11,407-80.1% |