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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,525 | $148,623-27.0% | $135,974-20.2% | $139,466-22.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 25.06% | 79.30%-54.2pp | 68.30%-43.2pp | 373.66%-348.6pp |
| Employer contribution / active EE | $4,404 | $5,246-16.1% | $4,859-9.4% | $4,754-7.4% |
| Participant deferral / active EE | $15,078 | $8,103+86.1% | $7,760+94.3% | $6,712+124.6% |
| Admin fee / account holder | $2,275 | $12,406-81.7% | $10,767-78.9% | $11,409-80.1% |