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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,805 | $198,457-75.9% | $170,435-72.0% | $147,586-67.6% |
| Participation rate | 77.8% | 88.0%-10.2pp | 83.6%-5.8pp | 82.8%-5.1pp |
| Annual return | 10.47% | 257.30%-246.8pp | 205.94%-195.5pp | 578.59%-568.1pp |
| Employer contribution / active EE | $962 | $6,183-84.4% | $5,432-82.3% | $4,876-80.3% |
| Participant deferral / active EE | $3,479 | $5,629-38.2% | $4,939-29.6% | $5,439-36.0% |
| Admin fee / account holder | $1,545 | $16,852-90.8% | $13,881-88.9% | $10,886-85.8% |