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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,878 | $106,267-75.6% | $96,520-73.2% | $139,456-81.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.56% | 38.45%-34.9pp | 35.72%-32.2pp | 373.45%-369.9pp |
| Employer contribution / active EE | $1,429 | $4,105-65.2% | $3,739-61.8% | $4,753-69.9% |
| Participant deferral / active EE | $8,839 | $5,454+62.0% | $4,879+81.2% | $6,711+31.7% |
| Admin fee / account holder | $4,716 | $7,882-40.2% | $6,733-30.0% | $11,407-58.7% |