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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,461 | $51,606+7.5% | $129,339-57.1% | $80,911-31.5% |
| Participation rate | 19.8% | 57.0%-37.2pp | 69.6%-49.9pp | 67.6%-47.9pp |
| Annual return | 12.75% | 20.76%-8.0pp | 9437.05%-9424.3pp | 35.63%-22.9pp |
| Employer contribution / active EE | $1,099 | $1,582-30.5% | $4,154-73.5% | $2,756-60.1% |
| Participant deferral / active EE | $1,769 | $2,669-33.7% | $4,170-57.6% | $4,297-58.8% |
| Admin fee / account holder | $2,384 | $4,310-44.7% | $7,668-68.9% | $6,935-65.6% |