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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,035 | $109,872-59.0% | $98,483-54.3% | $167,536-73.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 15.52% | 1959.31%-1943.8pp | 1494.38%-1478.9pp | 478.82%-463.3pp |
| Employer contribution / active EE | $5,540 | $3,225+71.8% | $2,961+87.1% | $4,839+14.5% |
| Participant deferral / active EE | $12,521 | $4,673+167.9% | $4,276+192.8% | $6,342+97.4% |
| Admin fee / account holder | $549 | $6,757-91.9% | $5,953-90.8% | $12,315-95.5% |