Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,937 | $167,352-91.7% | $143,788-90.3% | $134,509-89.6% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -18.01% | 0.47%-18.5pp | -0.03%-18.0pp | 418.13%-436.1pp |
| Employer contribution / active EE | $958 | $5,620-83.0% | $4,952-80.7% | $4,741-79.8% |
| Participant deferral / active EE | $3,105 | $6,447-51.8% | $5,638-44.9% | $6,400-51.5% |
| Admin fee / account holder | $1,831 | $18,091-89.9% | $14,675-87.5% | $11,427-84.0% |