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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION4 years Service code 13 · EIN 35-1140070 | Contract Administrator | $35,625 |
Filed as: ALLIANT RETIREMENT CONSULTING Service code 27 · EIN 33-0785439 | Advisory (Plan) | $19,351 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,727 | $86,940-2.5% | $102,434-17.3% | $80,935+4.7% |
| Participation rate | 79.7% | 72.4%+7.3pp | 76.5%+3.2pp | 67.7%+12.0pp |
| Annual return | 10.39% | 18.89%-8.5pp | 29.46%-19.1pp | 35.66%-25.3pp |
| Employer contribution / active EE | $768 | $2,370-67.6% | $3,023-74.6% | $2,757-72.1% |
| Participant deferral / active EE | $8,716 | $4,121+111.5% | $5,055+72.4% | $4,299+102.7% |
| Admin fee / account holder | $509 | $8,047-93.7% | $9,462-94.6% | $6,924-92.6% |