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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,711 | $175,257-83.0% | $149,717-80.2% | $139,456-78.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 27.75% | 166.70%-139.0pp | 134.41%-106.7pp | 373.45%-345.7pp |
| Employer contribution / active EE | $2,807 | $5,477-48.7% | $4,820-41.8% | $4,753-40.9% |
| Participant deferral / active EE | $12,954 | $6,521+98.6% | $5,682+128.0% | $6,711+93.0% |
| Admin fee / account holder | $639 | $16,156-96.0% | $13,213-95.2% | $11,407-94.4% |