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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,230 | $100,895-84.9% | $90,430-83.2% | $158,950-90.4% |
| Participation rate | 95.2% | 75.0%+20.2pp | 72.7%+22.6pp | 82.0%+13.3pp |
| Annual return | 17.58% | 1725.54%-1708.0pp | 1293.73%-1276.1pp | 302.91%-285.3pp |
| Employer contribution / active EE | $929 | $3,689-74.8% | $3,262-71.5% | $4,762-80.5% |
| Participant deferral / active EE | $2,587 | $4,347-40.5% | $3,963-34.7% | $5,983-56.8% |
| Admin fee / account holder | $1,103 | $6,505-83.0% | $5,613-80.3% | $11,248-90.2% |