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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,230 | $100,911-84.9% | $90,440-83.2% | $158,966-90.4% |
| Participation rate | 95.2% | 75.0%+20.2pp | 72.7%+22.5pp | 82.0%+13.3pp |
| Annual return | 17.58% | 1726.62%-1709.0pp | 1294.38%-1276.8pp | 302.95%-285.4pp |
| Employer contribution / active EE | $929 | $3,690-74.8% | $3,263-71.5% | $4,762-80.5% |
| Participant deferral / active EE | $2,587 | $4,348-40.5% | $3,964-34.7% | $5,983-56.8% |
| Admin fee / account holder | $1,103 | $6,507-83.0% | $5,615-80.4% | $11,250-90.2% |