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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,519 | $80,992-52.4% | $96,534-60.1% | $75,173-48.8% |
| Participation rate | 46.9% | 71.8%-24.9pp | 76.0%-29.1pp | 67.2%-20.3pp |
| Annual return | 20.04% | 27.05%-7.0pp | 25.88%-5.8pp | 160.72%-140.7pp |
| Employer contribution / active EE | $1,304 | $2,283-42.9% | $2,965-56.0% | $2,671-51.2% |
| Participant deferral / active EE | $2,022 | $3,929-48.5% | $4,851-58.3% | $4,126-51.0% |
| Admin fee / account holder | $451 | $6,717-93.3% | $8,253-94.5% | $5,651-92.0% |