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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,987 | $160,040-88.8% | $147,096-87.8% | $145,877-87.7% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 18.37% | 98.49%-80.1pp | 419.75%-401.4pp | 551.28%-532.9pp |
| Employer contribution / active EE | $3,356 | $5,289-36.6% | $4,936-32.0% | $4,663-28.0% |
| Participant deferral / active EE | $5,095 | $8,429-39.6% | $8,071-36.9% | $6,691-23.8% |
| Admin fee / account holder | $1,249 | $15,050-91.7% | $13,005-90.4% | $13,402-90.7% |