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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,937 | $148,623-93.3% | $135,974-92.7% | $139,466-92.9% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 0.00% | 79.30%-79.3pp | 68.30%-68.3pp | 373.66%-373.7pp |
| Employer contribution / active EE | $2,644 | $5,246-49.6% | $4,859-45.6% | $4,754-44.4% |
| Participant deferral / active EE | $6,367 | $8,103-21.4% | $7,760-18.0% | $6,712-5.1% |
| Admin fee / account holder | $3,197 | $12,406-74.2% | $10,767-70.3% | $11,409-72.0% |