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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,685 | $138,078-56.8% | $125,363-52.4% | $134,509-55.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.98% | 750.49%-760.5pp | 572.15%-582.1pp | 418.13%-428.1pp |
| Employer contribution / active EE | $2,287 | $5,245-56.4% | $4,815-52.5% | $4,741-51.8% |
| Participant deferral / active EE | $12,307 | $7,800+57.8% | $7,447+65.3% | $6,400+92.3% |
| Admin fee / account holder | $701 | $11,566-93.9% | $10,005-93.0% | $11,427-93.9% |