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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,875 | $142,361-33.4% | $119,608-20.7% | $134,509-29.5% |
| Participation rate | 92.9% | 82.8%+10.0pp | 79.3%+13.6pp | 81.2%+11.6pp |
| Annual return | -17.09% | -12.46%-4.6pp | -14.98%-2.1pp | 418.13%-435.2pp |
| Employer contribution / active EE | $1,292 | $5,224-75.3% | $4,232-69.5% | $4,741-72.8% |
| Participant deferral / active EE | $1,654 | $6,468-74.4% | $5,601-70.5% | $6,400-74.2% |
| Admin fee / account holder | $935 | $13,588-93.1% | $10,326-90.9% | $11,427-91.8% |