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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,852 | $176,077-63.7% | $159,455-60.0% | $167,518-61.9% |
| Participation rate | 69.2% | 84.9%-15.7pp | 82.8%-13.6pp | 82.1%-12.9pp |
| Annual return | 29.63% | 331.83%-302.2pp | 263.63%-234.0pp | 478.71%-449.1pp |
| Employer contribution / active EE | $2,928 | $5,298-44.7% | $4,830-39.4% | $4,838-39.5% |
| Participant deferral / active EE | $9,157 | $7,751+18.1% | $7,353+24.5% | $6,342+44.4% |
| Admin fee / account holder | $577 | $12,556-95.4% | $10,800-94.7% | $12,312-95.3% |