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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,621 | $40,522-59.0% | $84,637-80.4% | $67,582-75.4% |
| Participation rate | 46.0% | 51.1%-5.1pp | 68.2%-22.2pp | 71.3%-25.2pp |
| Annual return | 23.53% | 32.72%-9.2pp | 258.82%-235.3pp | 378.57%-355.0pp |
| Employer contribution / active EE | $730 | $1,146-36.3% | $2,653-72.5% | $2,148-66.0% |
| Participant deferral / active EE | $1,298 | $2,132-39.1% | $3,900-66.7% | $3,539-63.3% |
| Admin fee / account holder | $50 | $145-65.7% | $4,914-99.0% | $142-65.0% |