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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,939 | $44,473-73.2% | $76,518-84.4% | $55,725-78.6% |
| Participation rate | 43.6% | 51.0%-7.4pp | 68.0%-24.4pp | 70.9%-27.3pp |
| Annual return | 0.00% | -2.01%+2.0pp | -0.27%+0.3pp | 244.93%-244.9pp |
| Employer contribution / active EE | $793 | $1,101-28.0% | $2,647-70.0% | $2,078-61.8% |
| Participant deferral / active EE | $1,339 | $1,988-32.7% | $3,836-65.1% | $3,356-60.1% |
| Admin fee / account holder | $45 | $134-66.6% | $4,849-99.1% | $115-61.1% |