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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $4,116 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,900 | $63,471-86.0% | $68,808-87.1% | $66,938-86.7% |
| Participation rate | 19.7% | 60.0%-40.3pp | 69.0%-49.4pp | 69.8%-50.2pp |
| Annual return | -4.27% | -8.29%+4.0pp | -6.37%+2.1pp | 1.58%-5.9pp |
| Employer contribution / active EE | $0 | $1,776-100.0% | $2,656-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $676 | $2,946-77.0% | $3,942-82.8% | $4,238-84.0% |
| Admin fee / account holder | $118 | $578-79.6% | $4,936-97.6% | $594-80.2% |