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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,434 | $110,337-43.4% | $102,383-39.0% | $145,877-57.2% |
| Participation rate | 88.2% | 77.9%+10.3pp | 74.5%+13.7pp | 80.3%+7.9pp |
| Annual return | 14.85% | 24.83%-10.0pp | 24.94%-10.1pp | 551.28%-536.4pp |
| Employer contribution / active EE | $515 | $4,216-87.8% | $3,870-86.7% | $4,663-89.0% |
| Participant deferral / active EE | $8,875 | $5,621+57.9% | $5,060+75.4% | $6,691+32.7% |
| Admin fee / account holder | $2,005 | $9,750-79.4% | $8,391-76.1% | $13,402-85.0% |