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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,288 | $124,330-20.9% | $109,173-10.0% | $167,536-41.3% |
| Participation rate | 84.6% | 79.5%+5.2pp | 75.9%+8.7pp | 82.1%+2.5pp |
| Annual return | 18.44% | 26.04%-7.6pp | 25.75%-7.3pp | 478.82%-460.4pp |
| Employer contribution / active EE | $5 | $4,209-99.9% | $3,723-99.9% | $4,839-99.9% |
| Participant deferral / active EE | $4,802 | $5,256-8.7% | $4,654+3.2% | $6,342-24.3% |
| Admin fee / account holder | $1,098 | $7,974-86.2% | $6,755-83.8% | $12,315-91.1% |