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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,576 | $228,352-83.5% | $185,835-79.8% | $158,966-76.4% |
| Participation rate | 85.7% | 82.3%+3.4pp | 78.0%+7.7pp | 82.0%+3.8pp |
| Annual return | 0.00% | 40.81%-40.8pp | 35.96%-36.0pp | 302.95%-302.9pp |
| Employer contribution / active EE | $4,007 | $4,967-19.3% | $4,087-2.0% | $4,762-15.9% |
| Participant deferral / active EE | $7,321 | $6,416+14.1% | $5,633+30.0% | $5,983+22.4% |
| Admin fee / account holder | $9,386 | $11,867-20.9% | $9,502-1.2% | $11,250-16.6% |