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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,751 | $110,248-75.7% | $95,728-72.1% | $139,456-80.8% |
| Participation rate | 33.3% | 75.7%-42.4pp | 72.3%-38.9pp | 80.3%-47.0pp |
| Annual return | 23.04% | 27.16%-4.1pp | 28.40%-5.4pp | 373.45%-350.4pp |
| Employer contribution / active EE | $925 | $3,258-71.6% | $2,835-67.4% | $4,753-80.5% |
| Participant deferral / active EE | $1,375 | $4,675-70.6% | $4,245-67.6% | $6,711-79.5% |
| Admin fee / account holder | $93 | $6,607-98.6% | $5,673-98.4% | $11,407-99.2% |