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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,749 | $165,361-74.1% | $149,715-71.4% | $158,950-73.1% |
| Participation rate | 46.2% | 84.6%-38.4pp | 82.5%-36.3pp | 82.0%-35.8pp |
| Annual return | 39.60% | 348.24%-308.6pp | 276.66%-237.1pp | 302.91%-263.3pp |
| Employer contribution / active EE | $1,918 | $5,103-62.4% | $4,645-58.7% | $4,762-59.7% |
| Participant deferral / active EE | $4,117 | $7,182-42.7% | $6,842-39.8% | $5,983-31.2% |
| Admin fee / account holder | $699 | $10,808-93.5% | $9,310-92.5% | $11,248-93.8% |