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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,504 | $110,083-36.0% | $151,645-53.5% | $68,490+2.9% |
| Participation rate | 71.4% | 84.0%-12.5pp | 87.5%-16.1pp | 67.9%+3.5pp |
| Annual return | -21.95% | -10.12%-11.8pp | 3.34%-25.3pp | -7.85%-14.1pp |
| Employer contribution / active EE | $1,040 | $4,470-76.7% | $6,165-83.1% | $2,597-59.9% |
| Participant deferral / active EE | $3,506 | $6,526-46.3% | $8,363-58.1% | $4,028-13.0% |
| Admin fee / account holder | $557 | $7,718-92.8% | $11,614-95.2% | $5,403-89.7% |