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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,224 | $94,529-42.6% | $140,019-61.3% | $64,173-15.5% |
| Participation rate | 83.3% | 84.1%-0.8pp | 87.5%-4.2pp | 69.6%+13.8pp |
| Annual return | -4.70% | 7.77%-12.5pp | 651.17%-655.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $917 | $3,812-76.0% | $5,605-83.6% | $2,381-61.5% |
| Participant deferral / active EE | $3,167 | $5,250-39.7% | $6,927-54.3% | $3,470-8.7% |
| Admin fee / account holder | $399 | $6,741-94.1% | $10,705-96.3% | $4,887-91.8% |