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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,436 | $138,078-19.3% | $125,363-11.1% | $134,509-17.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.63% | 750.49%-773.1pp | 572.15%-594.8pp | 418.13%-440.8pp |
| Employer contribution / active EE | $23,530 | $5,245+348.6% | $4,815+388.7% | $4,741+396.3% |
| Participant deferral / active EE | $11,646 | $7,800+49.3% | $7,447+56.4% | $6,400+82.0% |
| Admin fee / account holder | $2,418 | $11,566-79.1% | $10,005-75.8% | $11,427-78.8% |