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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,375 | $54,370-29.4% | $82,763-53.6% | $68,490-44.0% |
| Participation rate | 60.0% | 63.9%-3.9pp | 72.6%-12.6pp | 67.9%-7.9pp |
| Annual return | -12.83% | -13.67%+0.8pp | 702.45%-715.3pp | -7.85%-5.0pp |
| Employer contribution / active EE | $1,308 | $2,219-41.1% | $3,008-56.5% | $2,597-49.6% |
| Participant deferral / active EE | $2,066 | $3,247-36.4% | $4,395-53.0% | $4,028-48.7% |
| Admin fee / account holder | $1,158 | $4,398-73.7% | $5,325-78.2% | $5,403-78.6% |