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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,694 | $96,643-21.7% | $86,617-12.6% | $139,456-45.7% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 306.66% | 106.57%+200.1pp | 591.91%-285.2pp | 373.45%-66.8pp |
| Employer contribution / active EE | $936 | $3,264-71.3% | $3,023-69.1% | $4,753-80.3% |
| Participant deferral / active EE | $7,854 | $4,835+62.4% | $4,437+77.0% | $6,711+17.0% |
| Admin fee / account holder | $969 | $6,406-84.9% | $5,613-82.7% | $11,407-91.5% |