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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,958 | $39,028-84.7% | $80,741-92.6% | $85,847-93.1% |
| Participation rate | 16.2% | 41.6%-25.3pp | 54.2%-37.9pp | 69.3%-53.1pp |
| Annual return | 27.00% | 26.31%+0.7pp | 87.30%-60.3pp | 318.61%-291.6pp |
| Employer contribution / active EE | $294 | $722-59.4% | $1,160-74.7% | $2,565-88.6% |
| Participant deferral / active EE | $312 | $1,326-76.5% | $2,145-85.5% | $3,952-92.1% |
| Admin fee / account holder | $1,240 | $2,429-48.9% | $3,380-63.3% | $6,261-80.2% |