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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,398 | $37,446-88.3% | $77,552-94.3% | $79,856-94.5% |
| Participation rate | 18.5% | 41.5%-23.0pp | 54.2%-35.7pp | 69.6%-51.1pp |
| Annual return | 143.35% | 39.76%+103.6pp | 54.82%+88.5pp | 31.71%+111.6pp |
| Employer contribution / active EE | $310 | $637-51.3% | $987-68.5% | $2,471-87.4% |
| Participant deferral / active EE | $333 | $1,261-73.6% | $1,861-82.1% | $3,741-91.1% |
| Admin fee / account holder | $2 | $2,506-99.9% | $2,859-99.9% | $5,306-100.0% |