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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,124 | $114,712-72.9% | $173,730-82.1% | $87,485-64.4% |
| Participation rate | 97.1% | 73.0%+24.1pp | 79.6%+17.6pp | 68.9%+28.2pp |
| Annual return | 53.92% | 20.18%+33.7pp | 19.96%+34.0pp | 26.06%+27.9pp |
| Employer contribution / active EE | $4,936 | $2,904+70.0% | $4,577+7.8% | $2,596+90.1% |
| Participant deferral / active EE | $7,150 | $4,642+54.0% | $6,326+13.0% | $4,274+67.3% |
| Admin fee / account holder | $1,039 | $10,210-89.8% | $17,523-94.1% | $7,775-86.6% |